Actuarial Data Analytics for Life Insurance Product Development: Techniques, Models, and Real-World Applications. Journal of Science & Technology, Ahmedabad, India, v. 4, n. 3, p. 1–35, 2023. Disponível em: https://www.thesciencebrigade.com/jst/article/view/264. Acesso em: 5 jun. 2026.