Explainable Credit Decision Engines: Machine Learning Architectures for Automated Loan Origination and Approval. Blockchain Technology and Distributed Systems, Ahmedabad, India, v. 4, n. 1, p. 66–73, 2024. Disponível em: https://www.thesciencebrigade.com/btds/article/view/847. Acesso em: 5 jun. 2026.