Default Probability Estimation Under Data Scarcity: Machine Learning Algorithm Development for Robust Credit Risk Modelling. Journal of Artificial Intelligence & Research, Ahmedabad, India, v. 5, n. 1, p. 68–80, 2025. Disponível em: https://www.thesciencebrigade.com/JAIR/article/view/822. Acesso em: 5 jun. 2026.